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Fees and interest rates

What is the loan interest rate?

PJF LOAN has an APR of 18% to 30%. APR includes all mandatory interest, costs and fees. Your approved APR and exact payment due date will be clearly displayed before you accept the loan.

Are there any hidden fees?

No. We do not charge an advance, processing or service fee. The total repayment amount and complete repayment schedule are shown in the Disclosure Statement and loan agreement before acceptance.

Is there a penalty for early repayment?

No! We encourage early repayment and will not charge any additional fees.